Accident Examiner

As an Accident Examiner, your day typically involves investigating accidents to determine what happened and who was at fault. You're reviewing police reports, inspecting vehicle damage, interviewing witnesses, and analyzing evidence to reconstruct events — piecing together the facts that drive insurance coverage and liability decisions.

The collaboration often centers on working with insurance adjusters, law enforcement, and legal teams who need your findings. You're sometimes coordinating with body shops about damage assessments, reviewing reports from investigating officers, and presenting findings that inform settlement decisions or litigation. Your investigations provide the factual foundation for claim resolutions.

What's harder than expected is often the pressure to be thorough but fast. Insurance companies want answers quickly so claims can close, but rushing through investigations can miss critical details. Witnesses give conflicting accounts, physical evidence is sometimes ambiguous, and you're often making determinations with incomplete information. People who thrive here tend to enjoy investigative work and logical analysis, can remain objective when people are telling different stories, and find satisfaction in uncovering what actually happened in situations where the truth isn't immediately obvious.