Metro Area

Careers in Bloomington, IL

What working and living here is really like

90K
Total Jobs
In metro area
$51K
Median Salary
All occupations
90K
Population
Metro area
3.6%
Unemployment
Dec 2023

Working in Bloomington

Insurance built this town. State Farm's headquarters in Bloomington makes it one of the few places where actuarial science is a legitimate career path, and the ripple effects—high wages, white-collar stability, corporate philanthropy—shape daily life. Add Illinois State University and you get an unusual combination: a corporate headquarters town with college-town energy, set in the middle of cornfields an hour south of Chicago.

The economics are quietly impressive. A $51K median salary paired with costs 8% below national average creates genuine comfort. The 13% working from home reflects State Farm's flexibility; the 3.6% unemployment reflects a stable job market. You won't get rich here, but financial stress is lower than in coastal metros where similar salaries buy much less.

Bloomington works for people who value stability over excitement. Insurance careers that build slowly, university jobs with predictable rhythms, small-city life where Friday nights mean high school sports and Saturday mornings mean farmers markets. If you need urban stimulation, career variety, or can't tolerate Midwestern winters and summers, you'll find it limiting. But for those who want the rare combination of corporate employment and low cost of living, it's worth considering.

✦ Editorial — generated from BLS, BEA, Census, and metro-level data
The Job Market

Where the jobs are

The sectors that shape Bloomington, IL's employment landscape — by total jobs or local specialization.

Sectors where Bloomington punches above its weight. A 2× means twice the national share of jobs in that sector, adjusted for metro size.

1
1.68×
4
Trucking & FreightTransportation & Logistics
1.42×
6
Full-Service RestaurantsHospitality & Food Service
1.10×
9
Consumer Finance & LendingFinancial Services
0.83×
10
Temp Agencies & Contract StaffingAdministrative Services
0.79×
BLS QCEW 2024 · Location quotient measures sector concentration relative to national average

Earning potential

Salaries here run about 3.6% above national averages — but that doesn't account for what your dollar actually buys.

Median salary vs. national average
All occupations · Bloomington MSA vs. U.S. · 2019–2024
#59of 380 metros by median salary
+3.6%vs. national median
$30K$40K$50K$60K201920202021202220232024$50K$51K+4%
Bloomington MSANational avg
Roles that pay disproportionately vs. national average
Bloomington pays above average
Market Research Analysts and Marketing Specialists+20%
Management Analysts+6%
Cooks, Institution and Cafeteria+6%
Computer Systems Analysts+4%
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive+4%
Bloomington pays below average
Home Health and Personal Care Aides-17%
Lawyers-16%
Teaching Assistants, Except Postsecondary-15%
Waiters and Waitresses-14%
Registered Nurses-14%
BLS OEWS May 2024 · BEA Regional Price Parities 2023

Job market over time

Current unemployment tells you one thing. The trend over a decade tells you something more useful about resilience and trajectory.

Current rate
3.6%
Dec 2023 · roughly at national average
COVID-19 peak
12.5%
Apr 2020 · lower than national peak of 14.8%
Recovery speed
mo.
Back to pre-COVID · national avg was 27 mo.
12.5%2%4%6%8%10%12%14%2014201520162017201820192020202120222023
BLS Local Area Unemployment Statistics (LAUS) · Monthly seasonally adjusted
Planning your career in Bloomington, IL? Truest helps you understand what roles fit, what they pay, and how to grow — wherever you are.
Explore career tools
Explore

Metros with a similar profile

Other metro areas that share key characteristics with Bloomington, IL.

Metros where the same industries punch above their weight

Nearby
Columbia, MO
Healthcare · Hospitality & Food Service · Education
St. Louis, MO-IL
Healthcare · Education · Hospitality & Food Service
Madison, WI
Healthcare · Education · Hospitality & Food Service
Chicago-Naperville-Elgin, IL-IN
Healthcare · Education · Hospitality & Food Service
Muncie, IN
Healthcare · Hospitality & Food Service · Education
Further afield
Olympia-Lacey-Tumwater, WA
Healthcare · Education · Hospitality & Food Service
Colorado Springs, CO
Healthcare · Education · Hospitality & Food Service
San Antonio-New Braunfels, TX
Healthcare · Education · Hospitality & Food Service
Des Moines-West Des Moines, IA
Healthcare · Education · Hospitality & Food Service
Columbus, GA-AL
Healthcare · Hospitality & Food Service · Education
✦ Similarity scoring — Truest algorithm using BLS, BEA, Census data
Daily Life

Getting to work

Time spent commuting is time you're not spending on anything else.

18.3 min
8.4 min shorter than national average of 26.7 min
How workers get there
🚗 Drove alone
72.9%nat'l 73%
🏠 Work from home
13.3%nat'l 13%
🚗 Carpool
7.9%nat'l 9%
🚌 Transit
0.7%nat'l 3%
Census ACS 1-Year Estimates 2023 · Tables B08136, B08301

State laws that affect your career

From taxes to worker protections — the policies that shape your take-home pay and flexibility.

💰
State Income Tax
4.95%
Illinois has a flat 4.95% income tax. Chicago doesn't add a city income tax, which is a contrast to NYC. The rate is moderate compared to other major metro states.
Flat tax
👶
Paid Family Leave
Federal only
Illinois now requires paid leave that employees can use for any reason—one of the more flexible policies nationally. This is a real benefit for workers.
Employer-dependent
📋
Pay Transparency
Required
Salary ranges required in postings as of 2025. Transparency is coming.
Salary disclosure required
💵
Minimum Wage
$14.00
Illinois hit $15 minimum wage. Chicago is slightly higher. Service industry jobs pay noticeably better here than in neighboring states.
Above federal floor
📄
Non-compete Laws
Limited
Illinois recently restricted noncompetes significantly—they're now banned for workers earning under about $75K. This helps with career mobility for most workers.
Read before signing
🤝
Union Environment
Union state
Illinois has strong union presence, especially in Chicago. Construction, public sector, and service industries have meaningful representation.
Higher union density
🏥
Healthcare Access
Expanded
Illinois expanded Medicaid. Coverage options are good, particularly in the Chicago metro area where multiple insurers compete.
Medicaid expanded
Tax Foundation, DOL, KFF, state labor departments · Updated 2024

Where residents come from

The mix of locals and transplants shapes a city's culture and openness to newcomers.

74.8%
Born locally
Grew up in Illinois
vs. 58% nationally
25%
Transplants
Moved from elsewhere
vs. 42% nationally
6.9%
Foreign-born
International origins
vs. 14% nationally
A locals-stay city — 74.8% of residents were born in Illinois.
Census ACS 5-Year · Table B05002
Lifestyle

Leisure & hospitality employment

Employment in recreation and hospitality sectors — a proxy for what's popular here.

🍸
NightlifeBars
-1%
244 workers
🍽️
DiningFull-service restaurants
+2%
3K workers
🎭
Arts & CultureMuseums, theater, music
-23%
110 workers
🎢
ActivitiesTheme parks, golf, recreation
-14%
2K workers
🏃
Fitness & OutdoorsGyms, sports, coaching
+15%
936 workers
Below avgU.S. AvgAbove avg
Comparing workers per 100K jobs vs. national average
BLS OEWS May 2024 · Leisure & hospitality sectors

Food scene

Midwestern comfort food with some surprises. Lucca Grill has served thin-crust pizza and Italian food since 1936—a genuine institution. The ISU student population has pushed some diversity: Thai, Indian, Mexican options that exceed most small Midwestern cities. But this is still Central Illinois: steak nights, supper clubs, and home cooking. The food scene is competent rather than exciting.

Normal Theater shows first-run and indie films in a restored Art Deco venue. The Bloomington Center for the Performing Arts brings touring acts. ISU contributes theater, music, and lectures. College bars in Uptown Normal serve the student population; downtown Bloomington has slightly more mature options. Nightlife is modest—this is a city that turns in early on weeknights. Summer brings festivals and outdoor concerts.

✦ Editorial — LLM generated from culinary record and food culture data

Climate

Weather patterns that shape daily life and outdoor time.

☀️
284
Sunny days / year
🌧️
38.1"
Annual rainfall
❄️
12.5"
Annual snowfall
20°F40°F60°F80°F100°FJanFebMarAprMayJunJulAugSepOctNovDec
Avg monthly high (°F)Avg monthly low (°F)Sunny days that month (size = more)
NOAA Climate Normals 1991–2020 · Open-Meteo ERA5

Starting a business here

New business filings per worker — a measure of economic dynamism and how often people go out on their own.

Current rate
1.57
New business filings per 100 workers · below national avg
Post-COVID peak
1.66
2021 · pandemic startup surge
Trend
stable
Since peak
0.01.02.03.04.05.0201420152016201720182019202020212022202320243.901.57
BloomingtonNational avg
Census Business Formation Statistics (BFS) · Annual, metro aggregate from county-level EIN applications · Rates normalized per 100 workers using BLS LAUS employment figures
Is Bloomington Right For You?

Who tends to thrive here

An honest look at the careers and situations where Bloomington, IL tends to work well — and where it doesn't.

Bloomington, IL tends to work well for…
Insurance and finance professionals
State Farm's presence creates career paths that don't exist in most cities this size. The stability and benefits are unusual for corporate headquarters outside major metros.
Academics and university staff
Illinois State provides steady employment, and the cost of living makes academic salaries comfortable.
Families seeking stability
Good schools, low crime, affordable housing, short commutes. The practical metrics for raising children are strong.
Those valuing work-life balance
The 13% remote work rate and reasonable commutes suggest a culture that values time outside the office.
Remote workers from Chicago
2 hours from the city on an easy interstate. For those priced out of Chicago who still need occasional access, Bloomington offers an alternative.
Bloomington, IL tends to create more friction for…
Career climbers outside insurance
If your career doesn't connect to State Farm, the university, or healthcare, professional options are limited.
Those seeking cultural diversity
Central Illinois is homogeneous. If diverse perspectives matter to your daily life, the sameness may feel limiting.
People who need urban energy
This is a small city. Nightlife is modest, dining options are limited, and weekend entertainment often means driving elsewhere.
Anyone uncomfortable with extreme seasons
Midwest weather means cold winters and hot, humid summers. Neither extreme is mild.
Those dependent on major airports
The local airport is small. Chicago's airports are 2+ hours away; travel logistics require planning.
✦ Editorial — generated from BLS OEWS, BEA RPP, KFF health data, Census ACS. These are probabilistic patterns, not certainties.

Navigate your career in Bloomington, IL

Truest gives you tools to explore roles, understand local markets, and plan your next move.

Explore Truest career tools
Federal data: BLS Occupational Employment & Wage Statistics (May 2024) · BLS Local Area Unemployment Statistics (LAUS) · Census Bureau Business Formation Statistics · Census ACS 5-Year Estimates · NOAA Climate Normals 1991–2020 · BEA Regional Price Parities · Trust for Public Land ParkScore® · NEA Arts & Cultural Production Satellite Account
Truest editorial: Metro narrative, fit analysis, food and culture context, similar city tags, thrives/friction profiles.