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Careersβ€ΊRolesβ€ΊCollections Clerk
Mid-Level

Collections Clerk

In an AR department, hospital revenue cycle, or collection agency, you handle the clerical work that supports the collection function β€” processing payments, updating account notes, mailing letters, filing documentation, and the back-office support that lets collectors stay on the phones.

Career Level
Junior
Mid
Senior
Director
VP
Executive
Work Personality
C
E
S
R
A
I
Conventionalorganizing, detail-oriented
Enterprisingleading, persuading
Based on Holland Code framework
Industries that often hire Collections Clerks
Administrative Services Β· 31%Financial Services Β· 22%Healthcare Β· 11%Professional Services Β· 8%Government Β· 4%Wholesale & Distribution Β· 4%
Job markets for Collections Clerks
Where Collections Clerk jobs concentrate Β· ~302 metro areas
Based on employment in related occupations
Mapped SOC categories:
Admin & Office
BLS Occupational Employment Statistics
Jump to:What it's likeCareer pathsBy the numbers
What it's like

What it's like to be a Collections Clerk

The work lives in the AR or collection system β€” Latitude, FACS, Epic, or proprietary platforms β€” with the clerk processing inbound mail and payments, posting account activity, generating dunning letters, and supporting the team with documentation work. Most of the day is on a keyboard rather than a headset. Transaction accuracy and turnaround time are the operating measures.

What surprises people new to the role is the volume of compliance documentation that even routine collections generate β€” every letter, every note, every payment has audit-trail implications under federal and state debtor-protection rules. Variance is wide: at large agencies the role specializes (cash posting, letters, skip-trace prep); at smaller operations it tilts more generalist.

The disposition this favors is detail-oriented, comfortable with system work, and patient with high-volume repetitive tasks. Collection-software fluency and ACA International training anchor advancement. The trade-off is the limited variation in day-to-day work and the modest pay typical of high-volume clerical support functions.

What people in this role value
RelationshipsModerate
SupportModerate
AchievementLower
Working ConditionsLower
IndependenceLower
RecognitionLower
O*NET Work Values survey
✦ Editorial β€” written by Truest from industry research and career patterns
Career Paths

Where this role sits in the broader career landscape β€” and where it can take you.

Earning potential across this track
$239K$179K$119K$60K$0KLower paying387 metro areas, sorted by salary level
All experience levels1
This level's estimated range
INDUSTRIES PAYING ABOVE AVERAGE
Energy & Utilities$84K+67%
Professional Services$83K+64%
Technology & Information$79K+58%
Financial Services$77K+53%
Government$69K+37%
Compared to Admin & Office average across all industries
1 BLS OEWS May 2024 covers all Collections Clerks (SOC 43-3011.00), not just this title Β· BEA RPP 2023
* Top salaries exceed this figure. BLS caps reported wages at ~$240K to protect individual privacy in high-earning roles.
Related rolesExplore Admin & Office β†’
Collections ClerkCollections SpecialistAccount RepresentativeCollection ClerkBilling RepresentativeData CollectorPatient Account RepresentativeCredit SpecialistCredit CoordinatorCredit and Collections AnalystField CollectorDunnerRepossessorBill CollectorDebt CollectorRent CollectorCar RepossessorClaims CollectorCollection AgentCollections AgentInstallment AgentMedical CollectorPayment CollectorAccounts CollectorRepossession Agent+1 more
Exploring the Collections Clerk career path? Truest helps you figure out if it's the right fit β€” and plan your path forward.
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✦ Editorial β€” career progression and interview guidance based on industry patterns
The Broader Landscape

Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape β€” helpful for context, but your specific experience will depend on level, specialty, and where you work.

$34K–$66K
Salary Range
10th – 90th percentile
165K
U.S. Employment
-10.5%
10yr Growth
14K
Annual Openings

How Collections Clerk pay & employment are changing

$64K$61K$59K$56K$53K201920202021202220232024$53K$64K
BLS OEWS May 2024 Β· BLS Employment Projections 2024–2034

Skills & Requirements

Active ListeningSpeakingSocial PerceptivenessPersuasionWritingReading ComprehensionCritical ThinkingService OrientationMonitoringTime Management
O*NET OnLine Β· Bureau of Labor Statistics
Mapped SOC Codes
43-3011.00

Explore related roles

Roles with similar work and overlapping career paths

midCollections Specialist$60KmidAccount Representative$51KmidCollection Clerk$48KmidBilling Representative$47KmidData Collector$48KseniorSenior Data Collector$48K
View all Admin & Office roles β†’

Common questions about what it's like to be a Collections Clerk

What does a Collections Clerk do?

In an AR department, hospital revenue cycle, or collection agency, you handle the clerical work that supports the collection function β€” processing payments, updating account notes, mailing letters, filing documentation, and the back-office support that lets collectors stay on the phones.

How much does a Collections Clerk make?

Median pay for a Collections Clerk is about $46K nationally, with the field ranging roughly from $34K to $66K depending on experience, employer, and metro (BLS).

What skills does a Collections Clerk need?

Core skills for this role include Active Listening, Speaking, Social Perceptiveness, Persuasion, and Writing.

What education do you need to be a Collections Clerk?

Most people in this role hold a high school diploma.

Is a Collections Clerk in demand?

Employment in this field is projected to decline about 10.5% through 2034, with roughly 165,020 people working in it today (BLS).

What jobs are similar to a Collections Clerk?

Closely related roles include Collections Specialist, Account Representative, and Collection Clerk.

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Federal data: BLS Occupational Employment & Wage Statistics (May 2024) Β· BLS Employment Projections Β· O*NET OnLine
Truest editorial: Fit check, role profile, things that vary, advancement analysis, lateral moves, interview questions.