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Careers›Roles›Collections Clerk
Mid-Level

Collections Clerk

In an AR department, hospital revenue cycle, or collection agency, you handle the clerical work that supports the collection function — processing payments, updating account notes, mailing letters, filing documentation, and the back-office support that lets collectors stay on the phones.

Collections Clerk pay typically runs $38K–$55K at this level, and jobs in this field are projected to shrink 11% through 2034.

Career Level
Junior
Mid
Senior
Director
VP
Executive
Work Personality
C
E
S
R
A
I
Conventionalorganizing, detail-oriented
Enterprisingleading, persuading
Based on Holland Code framework
Industries that often hire Collections Clerks
Administrative Services · 31%Financial Services · 22%Healthcare · 11%Professional Services · 8%Government · 4%Wholesale & Distribution · 4%
Job markets for Collections Clerks
Where Collections Clerk jobs concentrate · ~302 metro areas
Based on employment in related occupations
Mapped SOC categories:
Admin & Office
BLS Occupational Employment Statistics
Jump to:What it's likeCareer pathsBy the numbers

While you’re learning about the Collections Clerk role, anything we can help you with this week?

What it's like

What it's like to be a Collections Clerk

The work lives in the AR or collection system — Latitude, FACS, Epic, or proprietary platforms — with the clerk processing inbound mail and payments, posting account activity, generating dunning letters, and supporting the team with documentation work. Most of the day is on a keyboard rather than a headset. Transaction accuracy and turnaround time are the operating measures.

What surprises people new to the role is the volume of compliance documentation that even routine collections generate — every letter, every note, every payment has audit-trail implications under federal and state debtor-protection rules. Variance is wide: at large agencies the role specializes (cash posting, letters, skip-trace prep); at smaller operations it tilts more generalist.

The disposition this favors is detail-oriented, comfortable with system work, and patient with high-volume repetitive tasks. Collection-software fluency and ACA International training anchor advancement. The trade-off is the limited variation in day-to-day work and the modest pay typical of high-volume clerical support functions.

What people in this role value
RelationshipsModerate
SupportModerate
AchievementLower
Working ConditionsLower
IndependenceLower
RecognitionLower
O*NET Work Values survey
✦ Editorial — written by Truest from industry research and career patterns

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Career Paths

Where this role sits in the broader career landscape — and where it can take you.

Earning potential across this track
$239K$179K$119K$60K$0KLower paying387 metro areas, sorted by salary level
All experience levels1
This level's estimated range
INDUSTRIES PAYING ABOVE AVERAGE
Energy & Utilities$84K+67%
Professional Services$83K+64%
Technology & Information$79K+58%
Financial Services$77K+53%
Government$69K+37%
Compared to Admin & Office average across all industries
1 BLS OEWS May 2024 covers all Collections Clerks (SOC 43-3011.00), not just this title · BEA RPP 2023
* Top salaries exceed this figure. BLS caps reported wages at ~$240K to protect individual privacy in high-earning roles.
Related rolesExplore Admin & Office →
Collections ClerkCollections SpecialistCollections OfficerCollections AssociateTelephone CollectorInstallment Loan CollectorData CollectorField CollectorCollection SpecialistInstallment AgentBilling RepresentativeMedical CollectorCollection ClerkCredit CoordinatorCollection AgentDebt CollectorPatient Account RepresentativeCredit SpecialistCollections CoordinatorCustomer Account SpecialistRepossessorCollections RepresentativeAccount Service RepresentativePayment CollectorClaims Collector+1 more

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✦ Editorial — career progression and interview guidance based on industry patterns
The Broader Landscape

Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape — helpful for context, but your specific experience will depend on level, specialty, and where you work.

$34K–$66K
Salary Range
10th – 90th percentile
165K
U.S. Employment
-10.5%
10yr Growth
14K
Annual Openings

How Collections Clerk pay & employment are changing

$64K$61K$59K$56K$53K201920202021202220232024$53K$64K
BLS OEWS May 2024 · BLS Employment Projections 2024–2034

Skills & Requirements

Active ListeningSpeakingSocial PerceptivenessPersuasionWritingReading ComprehensionCritical ThinkingService OrientationMonitoringTime Management
O*NET OnLine · Bureau of Labor Statistics
Mapped SOC Codes
43-3011.00

Explore related roles

Roles with similar work and overlapping career paths

midCollections Specialist$60KmidCollections Officer$46KmidCollections Associate$46KmidTelephone Collector$46KmidInstallment Loan Collector$46KmidData Collector$48K
View all Admin & Office roles →

Common questions about what it's like to be a Collections Clerk

What does a Collections Clerk do?

In an AR department, hospital revenue cycle, or collection agency, you handle the clerical work that supports the collection function — processing payments, updating account notes, mailing letters, filing documentation, and the back-office support that lets collectors stay on the phones.

How much does a Collections Clerk make?

Median pay for a Collections Clerk is about $46K nationally, with the field ranging roughly from $34K to $66K depending on experience, employer, and metro (BLS).

What skills does a Collections Clerk need?

Core skills for this role include Active Listening, Speaking, Social Perceptiveness, Persuasion, and Writing.

What education do you need to be a Collections Clerk?

Most people in this role hold a high school diploma.

Is a Collections Clerk in demand?

Employment in this field is projected to decline about 10.5% through 2034, with roughly 165,020 people working in it today (BLS).

What jobs are similar to a Collections Clerk?

Closely related roles include Collections Specialist, Collections Officer, and Collections Associate.

Career advice

Collections Clerk career advice

Do one small thing to grow in your career this week. Pick one of these; each comes with the words to use.

  • Simple exerciseGet unstuck faster by making help quick to give.Ask for help that's easy to give
  • Simple exerciseSee which parts of your job fill you up, and which wear you down.Notice what drains and energizes you
  • Simple exerciseCheck your curiosity about another industry against what the work is really like.Test two industries you've wondered about
  • Simple exerciseMap your go-to people, so a stuck problem has somewhere to go.Know who to ask when you're stuck

Swipe for more

More career advice

  • Choose what to create, keep, drop and accept
  • Say you're running on empty, and ask for advice
  • Decide whether a course is worth it
  • Share how you work with your team
  • Find a sponsor, not just a mentor
  • Speak up before it's decided
  • Get to know your new manager
  • Take the notes for the group

We believe careers grow through small steps taken often, more than big leaps. So we’ve collected hundreds of them for you to try.

Browse career advice

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Federal data: BLS Occupational Employment & Wage Statistics (May 2024) · BLS Employment Projections · O*NET OnLine
Truest editorial: Fit check, role profile, things that vary, advancement analysis, lateral moves, interview questions.

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