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Careers›Roles›Mortgage Clerk
Mid-Level

Mortgage Clerk

Inside a mortgage operation, you handle the day-to-day clerical work that supports mortgage processing — data entry, document filing, supporting senior staff, processing routine paperwork through the cycle.

Career Level
Junior
Mid
Senior
Director
VP
Executive
Work Personality
C
E
S
I
A
R
Conventionalorganizing, detail-oriented
Enterprisingleading, persuading
Based on Holland Code framework
Industries that often hire Mortgage Clerks
Real EstateFinancial Services · 86%Professional Services · 4%Administrative Services · 2%Construction · 0%Retail · 0%
Job markets for Mortgage Clerks
Where Mortgage Clerk jobs concentrate · ~338 metro areas
Based on employment in related occupations
Mapped SOC categories:
Admin & Office
BLS Occupational Employment Statistics
Jump to:What it's likeCareer pathsBy the numbers
What it's like

What it's like to be a Mortgage Clerk

Most days revolve around the document queue and the steady cadence of clerical work — entering application data, filing physical and electronic documents, processing routine post-decision paperwork, supporting processors and closers with administrative requests. Accuracy of data entry and file organization shape the visible measures.

What gets demanding is the regulatory volume in mortgage operations — TRID, RESPA, fair-lending, and investor documentation requirements all govern the work, and even clerical tasks require regulatory awareness. Variance across employers is wide: large mortgage lenders run with specialized clerical roles; smaller operations blend clerical work with processing responsibilities.

The role tends to fit folks who carry steady detail discipline, comfort with high-volume document work, and the patience for routine administrative cycles. AMP and mortgage-industry training anchor advancement. The trade-off is modest pay at the entry rung balanced by clear paths into processor or specialist roles for those who learn the broader operation.

What people in this role value
RelationshipsModerate
SupportModerate
AchievementLower
RecognitionLower
Working ConditionsLower
IndependenceLower
O*NET Work Values survey
✦ Editorial — written by Truest from industry research and career patterns

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Career Paths

Where this role sits in the broader career landscape — and where it can take you.

Earning potential across this track
$239K$179K$119K$60K$0KLower paying387 metro areas, sorted by salary level
All experience levels1
This level's estimated range
INDUSTRIES PAYING ABOVE AVERAGE
Energy & Utilities$84K+67%
Professional Services$83K+64%
Technology & Information$79K+58%
Financial Services$77K+53%
Government$69K+37%
Compared to Admin & Office average across all industries
1 BLS OEWS May 2024 covers all Mortgage Clerks (SOC 43-4131.00), not just this title · BEA RPP 2023
* Top salaries exceed this figure. BLS caps reported wages at ~$240K to protect individual privacy in high-earning roles.
Related rolesExplore Admin & Office →
Mortgage ClerkMortgage BrokerMortgage Loan CloserMortgage BankerMortgage CloserFarm Mortgage AgentMortgage ConsultantMortgage OriginatorMortgage SpecialistMortgage UnderwriterMortgage Loan OfficerMortgage Loan OriginatorMortgage Loan UnderwriterCommercial Mortgage BrokerDocument ProcessorDisbursement ClerkDocument CoordinatorFinancial SpecialistLoan AnalystLoan OriginatorLoan InterviewerClosing AgentClosing CoordinatorCredit ClerkLoan Processor+1 more

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✦ Editorial — career progression and interview guidance based on industry patterns
The Broader Landscape

Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape — helpful for context, but your specific experience will depend on level, specialty, and where you work.

$36K–$66K
Salary Range
10th – 90th percentile
173K
U.S. Employment
-2.3%
10yr Growth
13K
Annual Openings

How Mortgage Clerk pay & employment are changing

$64K$61K$59K$56K$53K201920202021202220232024$53K$64K
BLS OEWS May 2024 · BLS Employment Projections 2024–2034

Skills & Requirements

Active ListeningSpeakingReading ComprehensionCritical ThinkingWritingComplex Problem SolvingJudgment and Decision MakingActive LearningSocial PerceptivenessTime Management
O*NET OnLine · Bureau of Labor Statistics
Mapped SOC Codes
43-4131.00

Explore related roles

Roles with similar work and overlapping career paths

midMortgage Broker$62KmidMortgage Loan Closer$62KmidMortgage Banker$74KmidMortgage Closer$74KmidFarm Mortgage Agent$74KmidMortgage Consultant$74K
View all Admin & Office roles →

Common questions about what it's like to be a Mortgage Clerk

What does a Mortgage Clerk do?

Inside a mortgage operation, you handle the day-to-day clerical work that supports mortgage processing — data entry, document filing, supporting senior staff, processing routine paperwork through the cycle.

How much does a Mortgage Clerk make?

Median pay for a Mortgage Clerk is about $49K nationally, with the field ranging roughly from $36K to $66K depending on experience, employer, and metro (BLS).

What skills does a Mortgage Clerk need?

Core skills for this role include Active Listening, Speaking, Reading Comprehension, Critical Thinking, and Writing.

What education do you need to be a Mortgage Clerk?

Most people in this role hold a high school diploma.

Is a Mortgage Clerk in demand?

Employment in this field is projected to decline about 2.3% through 2034, with roughly 173,100 people working in it today (BLS).

What jobs are similar to a Mortgage Clerk?

Closely related roles include Mortgage Broker, Mortgage Loan Closer, and Mortgage Banker.

Remember “your permanent record”?
This time it works for you.

See what that looks like
For people who want to build a meaningful career.truest.me
Federal data: BLS Occupational Employment & Wage Statistics (May 2024) · BLS Employment Projections · O*NET OnLine
Truest editorial: Fit check, role profile, things that vary, advancement analysis, lateral moves, interview questions.

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