Mid-Level

Rater

Calculating and applying rates in an insurance, transportation, or services pricing operation, you handle the daily work of producing rate calculations — pulling source data, applying rate factors, computing final pricing for individual items, shipments, or risks.

Career Level
Junior
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Work Personality
C
E
R
I
S
A
Conventionalorganizing, detail-oriented
Enterprisingleading, persuading
Based on Holland Code framework
Job markets for Raters
Employment concentration · ~391 areas
Based on employment in related occupations
Mapped SOC categories:
BLS Occupational Employment Statistics
What it's like

What it's like to be a Rater

A typical day tends to involve rate calculation against the queue and exception handling — pulling source documents, applying rate factors and modifiers, producing the final pricing, flagging items that don't fit standard rate structures. Throughput and accuracy of rate calculations are the operating measures.

The friction often lies in the complexity of rate factors — insurance rating involves underwriting modifiers, territorial factors, and class-plan applications; transportation rating involves accessorial charges and dimensional factors; services rating involves contract-specific adjustments. Variance across employers shapes the work across these industries.

This work tends to fit folks who enjoy structured calculation work and find satisfaction in clean rate output. Insurance designations (CPCU, AINS), transportation rate credentials (CSCMP), or industry-specific training anchor advancement. The trade-off is the volume of repetitive calculation and the discipline required for accuracy across hundreds of daily rate applications.

RelationshipsModerate
SupportModerate
IndependenceModerate
Working ConditionsLower
AchievementLower
RecognitionLower
O*NET Work Values survey
✦ Editorial — written by Truest from industry research and career patterns
Career Paths

Where this role sits in the broader career landscape — and where it can take you.

$239K$179K$119K$60K$0KLower paying387 metro areas, sorted by salary level
All experience levels1
This level's estimated range
INDUSTRIES PAYING ABOVE AVERAGE
1 BLS OEWS May 2024 covers all Raters (SOC 43-3021.00), not just this title · BEA RPP 2023
* Top salaries exceed this figure. BLS caps reported wages at ~$240K to protect individual privacy in high-earning roles.
Exploring the Rater career path? Truest helps you figure out if it's the right fit — and plan your path forward.
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✦ Editorial — career progression and interview guidance based on industry patterns
The Broader Landscape

Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape — helpful for context, but your specific experience will depend on level, specialty, and where you work.

$36K–$65K
Salary Range
10th – 90th percentile
418K
U.S. Employment
-0.4%
10yr Growth
42K
Annual Openings

How this category is changing

$64K$61K$59K$56K$53K201920202021202220232024$53K$64K
BLS OEWS May 2024 · BLS Employment Projections 2024–2034

Skills & Requirements

Reading ComprehensionMathematicsSpeakingActive ListeningTime ManagementCritical ThinkingMonitoringWritingJudgment and Decision MakingComplex Problem Solving
O*NET OnLine · Bureau of Labor Statistics
43-3021.00

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Federal data: BLS Occupational Employment & Wage Statistics (May 2024) · BLS Employment Projections · O*NET OnLine
Truest editorial: Fit check, role profile, things that vary, advancement analysis, lateral moves, interview questions.