In an insurance, transportation, or services operation, you handle the daily clerical work of applying rates to policies, shipments, or service requests — pulling source data, applying the appropriate rate, and supporting the downstream billing or policy-issuance cycle.
A typical day tends to revolve around the rating queue and the steady cadence of cross-departmental coordination — pulling new business or shipment data, applying rates against current rate structures, supporting downstream processing teams when rates don't apply cleanly. Throughput and clean handoffs are the operating measures.
The friction often lies in the underlying complexity of rating structures — insurance ratings involve dozens of factors; transportation ratings layer tariff, accessorial, and contract terms; services ratings depend on customer-specific agreements. Variance across employers is wide: large insurers and carriers run highly automated rating; smaller operators run more manual processes.
This work tends to fit folks who enjoy structured cycles and don't mind detail-intensive clerical work. Industry-specific certifications anchor advancement. The trade-off is the modest pay at the entry rung and the clear progression into rating specialist, underwriting assistant, or pricing analyst roles for those who learn the broader function.
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Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape — helpful for context, but your specific experience will depend on level, specialty, and where you work.
Roles with similar work and overlapping career paths
View all Admin & Office roles →In an insurance, transportation, or services operation, you handle the daily clerical work of applying rates to policies, shipments, or service requests — pulling source data, applying the appropriate rate, and supporting the downstream billing or policy-issuance cycle.
Median pay for a Rating Clerk is about $47K nationally, with the field ranging roughly from $36K to $65K depending on experience, employer, and metro (BLS).
Core skills for this role include Reading Comprehension, Mathematics, Active Listening, Critical Thinking, and Speaking.
Most people in this role hold an associate's degree.
Employment in this field is projected to decline about 0.4% through 2034, with roughly 417,500 people working in it today (BLS).
Closely related roles include Accounting Assistant, Securities Clerk, and Account Clerk.
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