Senior-Level

Senior Certified Consumer Credit And Housing Counselor

A senior practitioner with dual certification in consumer-credit and housing counseling, you handle complex counseling cases at HUD-approved agencies, CDFIs, or comparable counseling practices — providing senior judgment across both specialty domains.

Career Level
Junior
Mid
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Director
VP
Executive
Work Personality
C
S
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Conventionalorganizing, detail-oriented
Socialhelping, teaching
Based on Holland Code framework
Job markets for Senior Certified Consumer Credit And Housing Counselors
Employment concentration · ~112 areas
Based on employment in related occupations
Mapped SOC categories:
BLS Occupational Employment Statistics
What it's like

What it's like to be a Senior Certified Consumer Credit And Housing Counselor

Senior counseling work runs across complex client casework and program-improvement engagement — leading counseling on the most difficult cases (foreclosure, debt-management with significant complexity, predatory-lending situations), mentoring junior counselors, supporting program leadership on best-practice development. Cases moved toward resolution and program-improvement outcomes anchor the operating measures.

The harder part is often the emotional weight at senior levels — senior counselors handle the most distressed clients while supporting junior staff facing their own emotional load, and the role requires sustained personal durability. Variance across employers is real: HUD-approved agencies run senior counselors under defined service protocols; CDFIs blend senior counseling with lending services; legal-aid programs add legal-services coordination at senior levels.

It fits people deeply financially fluent, emotionally durable across years of difficult client work, and skilled at mentoring junior staff. NFCC, NCHEC, and HUD senior-counselor credentials anchor advancement. The trade-off is the cumulative emotional commitment — senior counseling involves staying present through years of financial-distress conversations, and the work asks for real personal resources.

RelationshipsAbove avg
AchievementAbove avg
IndependenceAbove avg
Working ConditionsModerate
RecognitionModerate
SupportLower
O*NET Work Values survey
✦ Editorial — written by Truest from industry research and career patterns
Career Paths

Where this role sits in the broader career landscape — and where it can take you.

$239K$179K$119K$60K$0KLower paying387 metro areas, sorted by salary level
All experience levels1
This level's estimated range
INDUSTRIES PAYING ABOVE AVERAGE
1 BLS OEWS May 2024 covers all Senior Certified Consumer Credit And Housing Counselors (SOC 13-2071.00), not just this title · BEA RPP 2023
* Top salaries exceed this figure. BLS caps reported wages at ~$240K to protect individual privacy in high-earning roles.
Exploring the Senior Certified Consumer Credit And Housing Counselor career path? Truest helps you figure out if it's the right fit — and plan your path forward.
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✦ Editorial — career progression and interview guidance based on industry patterns
The Broader Landscape

Roles like this one sit within a broader occupational category. The numbers below reflect that full landscape — helpful for context, but your specific experience will depend on level, specialty, and where you work.

$39K–$78K
Salary Range
10th – 90th percentile
28K
U.S. Employment
+3.3%
10yr Growth
2K
Annual Openings

How this category is changing

$74K$71K$68K$65K$62K201920202021202220232024$62K$74K
BLS OEWS May 2024 · BLS Employment Projections 2024–2034

Skills & Requirements

SpeakingReading ComprehensionActive ListeningCritical ThinkingWritingService OrientationActive LearningComplex Problem SolvingJudgment and Decision MakingPersuasion
O*NET OnLine · Bureau of Labor Statistics
13-2071.00

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Federal data: BLS Occupational Employment & Wage Statistics (May 2024) · BLS Employment Projections · O*NET OnLine
Truest editorial: Fit check, role profile, things that vary, advancement analysis, lateral moves, interview questions.